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Powersports

We have been serving powersports dealerships since 2001. Our XtraRide® Powersports Program is designed to increase customer satisfaction and provide peace of mind. The program includes pick-up and delivery reimbursement. On-road vehicles also receive the following benefits with the program: rental vehicle reimbursement, meals and lodging reimbursement and emergency roadside assistance. Optional touring, tire and wheel  and towed trailer coverage (availability may vary by state ) in addition to GAP coverage are also available.

Our Powersports products include:

New and pre-owned exlusionary coverage for motorcycles (on-road and off-road), mopeds and scooters including popular brands such as BMW, Harley-Davidson, Honda, Kawasaki, Suzuki, Piaggio, Triumph and Yamaha. Program highlights include:

  • Exclusionary coverage
  • Eligible pre-owned on-road motorcycles include those up to 10 prior model years
  • Eligible pre-owned off-road motorcycles include those up to 5 prior model years
  • Eligible pre-owned scooters and mopeds include those up to 10 prior model years and 750 cc
  •  New on-road motorcycles coverage terms up to 6 years
  • New off-road motorcycle coverage terms up to 5 years
  • Pick-up and delivery benefit
  • On-Road vehicles include 24-hour roadside assistance, rental, meals and lodging reimbursement
  • Optional coverage includes tire and wheel, touring and towed trailer packages


      Coverage, limits and exclusions for the XtraRide Powersports program are different than what is summarized above in the state of Washington. To learn more about coverage available in Washington please call 800.909.7636.

      • New and pre-owned coverage for chopper and custom V-twin motorcycles including popular brands such as Orange County Choppers, Big Dog, F.B.I. and Ultra Cycle. Program highlights include:
      • Named component coverage
      • Eligible pre-owned motorcycles include those up to 10 prior model years
      • New coverage terms up to 6 years
      • Optional coverage includes tire and wheel, touring and towed trailer packages


          Coverage, limits and exclusions for the XtraRide Powersports program are different than what is summarized above in the state of Washington. To learn more about coverage available in Washington please call 800.909.7636

          New and pre-owned exclusionary coverage for ATVs and UTVs including popular brands such as Polaris, Can-Am, Artic Cat, Yamaha, Suzuki and Honda. Program highlights include:

          • Exclusionary coverage
          • Eligible pre-owned ATVs and UTVs include those up to 5 prior model years and 1,250 cc
          • New coverage terms up to 5 years
          • Coverage for electric UTVs and some sport UTV models


              Coverage, limits and exclusions for the XtraRide Powersports program are different than what is summarized above in the state of Washington. To learn more about coverage available in Washington please call 800.909.7636

              New and pre-owned exclusionary coverage for snowmobiles including popular brands such as Arctic Cat, Polaris, Ski-Doo and Yamaha. Program highlights include:

              • Exclusionary coverage
              • Eligible pre-owned snowmobiles include those up to 5 prior model years
              • New coverage terms up to 5 years


                  Coverage, limits and exclusions for the XtraRide Powersports program are different than what is summarized above in the state of Washington. To learn more about coverage available in Washington please call 800.909.7636

                  Protective’s Guaranteed Asset Protection (GAP) enhances customer satisfaction and maximizes your F&I profit by closing the financial gap when total-loss insurance payouts leave your customers stranded with an additional loan balance.

                  Protective GAP benefits:

                  • Payable in the event of a total loss
                  • Covers the difference, in most cases, between the scheduled loan pay-off amount and the asset’s actual cash value net of refunds
                  • Covers customer’s primary insurance deductible up to $1,000 (where state allowed)

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