Peace of mind – it’s the bottom line. With Protective, dealerships offer a promise that a customer is protected in the event of a covered mechanical breakdown. With 60 years of F&I experience, we’ve established ourselves as a trusted industry leader offering a variety of vehicle protection plans serving both franchise and independent dealerships.
In addition to offering a range of vehicle protection plans for new and pre-owned vehicles, we also offer limited warranty programs, GAP and ancillary products. Many of our vehicle protection plans include emergency roadside assistance, towing and rental vehicle coverage (availability may vary by state).
Today’s advanced new-car technology is astonishing. Software, communications, media, safety and monitoring systems are just some of today’s sophisticated innovations, not to mention the growth of alternative drive systems (hybrids, stop/start, hydrogen, etc.). And the industry is on the brink of even more revolutionary advances – self-driving vehicles.
The Protective Vehicle Protection Plan is designed to meet the growth of technology in today's vehicles. The auto industry is seeing a demand for more advanced electronics, technology, safety and alternative power systems. The plan is better suited to meet these growing needs today and into the future. The plan offers coverage for both new and pre-owned vehicles.
Protective Vehicle Protection Plan highlights include:
Wrap coverage is also available. Wrap coverage is designed to wrap around manufacturer coverage programs. Wrap Coverage highlights include:
The Protective Vehicle Protection Plan also offers optional coverage for:
The CostGuard Vehicle Protection Plan is designed to meet the growth of technology in today's vehicles. The auto industry is seeing a demand for more advanced electronics, technology, safety and alternative power systems. The plan is better suited to meet these growing needs today and into the future. The plan offers coverage for both new and pre-owned vehicles.
CostGuard Vehicle Protection Plan highlights include:
The CostGuard Vehicle Protection Plan also offers optional coverage for:
Higher mileage vehicles need a higher mileage protection plan. With the Protective Auto Care Plan you can offer your customers true peace of mind knowing their vehicle purchases are covered against some of the most costly repair expenses. You can also rest easy knowing it’s administered by an F&I industry leader that you can count on.
Protective Auto Care Plan highlights include:
VSC Plan highlights include:
The Combo VSC plan provides thecoverage of a vehicle service contract and offers optional road hazard andoptional maintenance plans.
Combo VSC highlights include:
Edge is a high-mileage vehicle service contract, designed to protect you from the cost of unexpected repairs.
EDGE highlights include:
Total Term Protection includes these benefits:
The Certified Plus Limited Warranty Program combines a powertrain warranty PLUS an exclusionary coverage along with the additional benefits of 24/365 roadside assistance, rental car reimbursement and trip interruption coverage, all on a single contract.
With the Certified Plus Limited Warranty franchise auto dealers have a program that can replace most OEM warranties and help sell more.
Ancillary products from Protective Asset Protection can stand alone or be combined to meet the specific goals and objectives for your dealership, bringing maximum value to your customers.
Ancillary Combo Packages
Here are the three combination programs available:
3 in 1: Tire & Wheel + Paintless Dent Repair + Key Repair & Replacement
4 in 1: Tire & Wheel + Tire & Wheel with Cosmetic Repair + Paintless Dent Repair + Key Repair & Replacement
5 in 1: Tire & Wheel + Tire & Wheel with Cosmetic Repair + Paintless Dent Repair + Key Repair & Replacement + Windshield Repair
The Tire & Wheel product covers the repair or, if unrepairable, the replacement of tires or wheels damaged by road hazards. The repair and replacement of tires and wheels also include the following (as applicable):
Protective Asset Protection offers a comprehensive Paintless Dent Repair (PDR) Plan that covers minor dents and dings up to four inches in diameter that can be fully repaired using PDR methods.
The key repair or replacement plan covers repair or replacement of vehicle key(s)/remote(s) lost, stolen, damaged or destroyed, including any applicable programming. Coverage is limited to $800 per covered repair or replacement. We will replace one vehicle key/remote every 12 months beginning from the contract purchase date during the term of the contract.
PROTECTION FOR OTHER KEY(S)
Up to $250 to replace other non-programmable key(s) that are lost, stolen, damaged or destroyed.
* Additional Benefits: Towing & Lock-Out Allowance as well as Substitute Transportation
The Maintenance program is a convenient, affordable way to help keep you up-to-date with your factory-recommended maintenance. This program offers three levels of coverage and multiple service intervals available.
The Paint and Fabric Plan provides exterior paint, interior fabric, vinyl and leather protection and rip and tear protection for tears less than two inches in length, or punctures less than ¼ inch.
Two different theft deterrent options are available to meet the various needs of dealerships.
The Vehicle Theft Protection etch product is an engravable unique traceable identifier engraved into the exterior glass of multiple windows of the vehicle. The vehicle theft protection labeling system is a solution where a unique identifier is marked on hidden body areas of the vehicle. Vehicle Theft Protection allows for cash benefits up to $5,000.
Protective Asset Protection’s Wear & Tear protects customers from lease-end expenses, including: